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	<title>Insurance Sphere</title>
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	<link>http://www.insurancesphere.com</link>
	<description>Insurance News from several source, Quotes, Tips.</description>
	<lastBuildDate>Fri, 31 Jul 2009 16:51:41 +0000</lastBuildDate>
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			<item>
		<title>How to Purchase Affordable Auto Insurance</title>
		<link>http://www.insurancesphere.com/insurance-article/auto-insurance/how-to-purchase-affordable-auto-insurance/</link>
		<comments>http://www.insurancesphere.com/insurance-article/auto-insurance/how-to-purchase-affordable-auto-insurance/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 16:51:41 +0000</pubDate>
		<dc:creator>insurancesphere</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[affordable auto insurance]]></category>
		<category><![CDATA[hundreds of dollars]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[next policy online]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[policies]]></category>
		<category><![CDATA[policy]]></category>
		<category><![CDATA[quote]]></category>
		<category><![CDATA[six month policy]]></category>

		<guid isPermaLink="false">http://www.insurancesphere.com/?p=168</guid>
		<description><![CDATA[<p>Purchasing affordable auto insurance is not as difficult as you may think. The best way to do so is to shop for your next policy online. Many insurance companies offer their best rates to their online customers and because of&#8230;</p>


Related posts:<ol><li><a href='http://www.insurancesphere.com/insurance-article/auto-insurance/finding-the-right-auto-insurance-that-fit-your-budget/' rel='bookmark' title='Permanent Link: Finding the right auto insurance that fit your budget'>Finding the right auto insurance that fit your budget</a></li><li><a href='http://www.insurancesphere.com/insurance-article/auto-insurance/look-for-the-cheap-car-insurance-company-information/' rel='bookmark' title='Permanent Link: Look For The Cheap Car Insurance Company Information'>Look For The Cheap Car Insurance Company Information</a></li><li><a href='http://www.insurancesphere.com/insurance-article/auto-insurance/auto-insurance-rates-for-young-driver/' rel='bookmark' title='Permanent Link: Auto Insurance Rates For Young Driver'>Auto Insurance Rates For Young Driver</a></li></ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips on Finding the Best Car Insurance in a Tough Economy</title>
		<link>http://www.insurancesphere.com/insurance-article/auto-insurance/tips-on-finding-the-best-car-insurance-in-a-tough-economy/</link>
		<comments>http://www.insurancesphere.com/insurance-article/auto-insurance/tips-on-finding-the-best-car-insurance-in-a-tough-economy/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 16:45:56 +0000</pubDate>
		<dc:creator>insurancesphere</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[agents]]></category>
		<category><![CDATA[best]]></category>
		<category><![CDATA[best car]]></category>
		<category><![CDATA[best car insurance]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[car insurance coverage]]></category>
		<category><![CDATA[car insurance premiums]]></category>
		<category><![CDATA[cheapest]]></category>
		<category><![CDATA[cheapest car]]></category>
		<category><![CDATA[cheapest car insurance]]></category>
		<category><![CDATA[compare]]></category>
		<category><![CDATA[compare top]]></category>
		<category><![CDATA[compare top insurers]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[coverage]]></category>
		<category><![CDATA[drivers]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance agents]]></category>
		<category><![CDATA[insurance coverage]]></category>
		<category><![CDATA[insurance premiums]]></category>
		<category><![CDATA[insurance shoppers]]></category>
		<category><![CDATA[net gives tips]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[shoppers]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[top insurers nationwide]]></category>
		<category><![CDATA[uninsured]]></category>

		<guid isPermaLink="false">http://www.insurancesphere.com/?p=165</guid>
		<description><![CDATA[<p>As consumers are tightening their belts and pinching their pennies, they are looking to cut costs wherever they can. Skimping on car insurance coverage is no exception. However, consumers can compare top insurers nationwide to find the best car insurance&#8230;</p>


Related posts:<ol><li><a href='http://www.insurancesphere.com/insurance-article/auto-insurance/look-for-the-cheap-car-insurance-company-information/' rel='bookmark' title='Permanent Link: Look For The Cheap Car Insurance Company Information'>Look For The Cheap Car Insurance Company Information</a></li><li><a href='http://www.insurancesphere.com/insurance-article/auto-insurance/finding-the-right-auto-insurance-that-fit-your-budget/' rel='bookmark' title='Permanent Link: Finding the right auto insurance that fit your budget'>Finding the right auto insurance that fit your budget</a></li><li><a href='http://www.insurancesphere.com/insurance-article/auto-insurance/exposing-the-car-insurance-quote-mystery/' rel='bookmark' title='Permanent Link: Exposing the Car Insurance Quote Mystery'>Exposing the Car Insurance Quote Mystery</a></li></ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Find Details About Health Insurance For Self Employed</title>
		<link>http://www.insurancesphere.com/insurance-article/life-insurance/find-details-about-health-insurance-for-self-employed/</link>
		<comments>http://www.insurancesphere.com/insurance-article/life-insurance/find-details-about-health-insurance-for-self-employed/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 16:28:38 +0000</pubDate>
		<dc:creator>insurancesphere</dc:creator>
				<category><![CDATA[life insurance]]></category>
		<category><![CDATA[companies]]></category>
		<category><![CDATA[cost insurance policies]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[group]]></category>
		<category><![CDATA[group plans]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance for self-employed]]></category>
		<category><![CDATA[insurance policies]]></category>
		<category><![CDATA[low cost insurance]]></category>
		<category><![CDATA[medical]]></category>
		<category><![CDATA[medical expenses]]></category>
		<category><![CDATA[people]]></category>
		<category><![CDATA[plans]]></category>
		<category><![CDATA[policies]]></category>
		<category><![CDATA[premium]]></category>
		<category><![CDATA[self-employed]]></category>
		<category><![CDATA[self-employed person]]></category>

		<guid isPermaLink="false">http://www.insurancesphere.com/?p=161</guid>
		<description><![CDATA[<p>Self employed person is a happy man with nobody to command him. He has his own set of work or business which he manages in his own way. However, health insurance for self employed person could make him sad due&#8230;</p>


Related posts:<ol><li><a href='http://www.insurancesphere.com/news/know-your-conversion-rights/' rel='bookmark' title='Permanent Link: Know your conversion rights'>Know your conversion rights</a></li><li><a href='http://www.insurancesphere.com/news/here-is-what-is-happening-with-health-care-reform/' rel='bookmark' title='Permanent Link: Here is what is happening with health care reform'>Here is what is happening with health care reform</a></li><li><a href='http://www.insurancesphere.com/tips/5-steps-to-better-health-care/' rel='bookmark' title='Permanent Link: 5 Steps to Better Health Care'>5 Steps to Better Health Care</a></li></ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Steps to Better Health Care</title>
		<link>http://www.insurancesphere.com/tips/5-steps-to-better-health-care/</link>
		<comments>http://www.insurancesphere.com/tips/5-steps-to-better-health-care/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 16:27:08 +0000</pubDate>
		<dc:creator>insurancesphere</dc:creator>
				<category><![CDATA[tips]]></category>
		<category><![CDATA[access]]></category>
		<category><![CDATA[access to health]]></category>
		<category><![CDATA[address the problem]]></category>
		<category><![CDATA[affordable access]]></category>
		<category><![CDATA[american]]></category>
		<category><![CDATA[americans]]></category>
		<category><![CDATA[britain]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[care]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[cover]]></category>
		<category><![CDATA[doctor-patient relationship]]></category>
		<category><![CDATA[doctors]]></category>
		<category><![CDATA[form]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health care system]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[malpractice]]></category>
		<category><![CDATA[medical]]></category>
		<category><![CDATA[medical savings account]]></category>
		<category><![CDATA[people]]></category>
		<category><![CDATA[problem]]></category>
		<category><![CDATA[single]]></category>
		<category><![CDATA[single payer]]></category>
		<category><![CDATA[single payer system]]></category>
		<category><![CDATA[system]]></category>

		<guid isPermaLink="false">http://www.insurancesphere.com/?p=159</guid>
		<description><![CDATA[<p>The most appropriate response to today&#8217;s health care system woes is neither a single-payer bureaucracy nor a head-in-the-sand refusal to see a problem. Here are 5 rational proposals to improve health care access and reduce costs.by Tully<br />
(libertarian)<br />
Friday, July 17, 2009<br />
President&#8230;</p>


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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A few tips about permanent life insurance</title>
		<link>http://www.insurancesphere.com/insurance-article/life-insurance/a-few-tips-about-permanent-life-insurance/</link>
		<comments>http://www.insurancesphere.com/insurance-article/life-insurance/a-few-tips-about-permanent-life-insurance/#comments</comments>
		<pubDate>Tue, 14 Jul 2009 19:16:00 +0000</pubDate>
		<dc:creator>insurancesphere</dc:creator>
				<category><![CDATA[life insurance]]></category>
		<category><![CDATA[during]]></category>
		<category><![CDATA[during your lifetime]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[life insurance policy]]></category>
		<category><![CDATA[permanent]]></category>
		<category><![CDATA[policies]]></category>
		<category><![CDATA[policy]]></category>
		<category><![CDATA[term]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://www.insurancesphere.com/?p=157</guid>
		<description><![CDATA[<p>One way of looking at the choice between term and permanent life insurance is as a lease and a purchase. When you take out a term policy, you lease the right to death benefits during the term. When the contract&#8230;</p>


Related posts:<ol><li><a href='http://www.insurancesphere.com/insurance-article/life-insurance/how-term-life-insurance-works/' rel='bookmark' title='Permanent Link: How Term Life Insurance Works'>How Term Life Insurance Works</a></li><li><a href='http://www.insurancesphere.com/insurance-article/life-insurance/explanation-of-term-life-insurance/' rel='bookmark' title='Permanent Link: Explanation of Term Life Insurance'>Explanation of Term Life Insurance</a></li><li><a href='http://www.insurancesphere.com/tips/buying-life-insurance-tips/' rel='bookmark' title='Permanent Link: Buying Life Insurance Tips'>Buying Life Insurance Tips</a></li></ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ways to save money with your auto insurance</title>
		<link>http://www.insurancesphere.com/insurance-article/auto-insurance/ways-to-save-money-with-your-auto-insurance/</link>
		<comments>http://www.insurancesphere.com/insurance-article/auto-insurance/ways-to-save-money-with-your-auto-insurance/#comments</comments>
		<pubDate>Tue, 14 Jul 2009 19:14:51 +0000</pubDate>
		<dc:creator>insurancesphere</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[behind the wheel]]></category>
		<category><![CDATA[course]]></category>
		<category><![CDATA[coverage]]></category>
		<category><![CDATA[discount]]></category>
		<category><![CDATA[discounts]]></category>
		<category><![CDATA[driving]]></category>
		<category><![CDATA[driving record]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurer]]></category>
		<category><![CDATA[insurers]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[policy]]></category>
		<category><![CDATA[record]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[vehicle]]></category>

		<guid isPermaLink="false">http://www.insurancesphere.com/?p=155</guid>
		<description><![CDATA[<p>By David Colmans</p>
<p>My last column was a look at how to save money on homeowners insurance. Today we review how to save money on your auto insurance since there has never been a better time to save rather than to&#8230;</p>


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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Take This Lousy Dental Insurance And Shove It</title>
		<link>http://www.insurancesphere.com/insurance-article/dental-insurance/take-this-lousy-dental-insurance-and-shove-it/</link>
		<comments>http://www.insurancesphere.com/insurance-article/dental-insurance/take-this-lousy-dental-insurance-and-shove-it/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 20:28:53 +0000</pubDate>
		<dc:creator>insurancesphere</dc:creator>
				<category><![CDATA[Dental Insurance]]></category>
		<category><![CDATA[benafit]]></category>
		<category><![CDATA[cost ratio]]></category>
		<category><![CDATA[dentist]]></category>
		<category><![CDATA[Take This Lousy Dental Insurance And Shove It]]></category>

		<guid isPermaLink="false">http://www.insurancesphere.com/?p=135</guid>
		<description><![CDATA[<p>Let&#8217;s face it: Some dental plans aren&#8217;t worth the paper they&#8217;re printed on, and they certainly aren&#8217;t worth the money you are shelling out every month for coverage.  Now, if your employer is picking up the tab, there isn&#8217;t much&#8230;</p>


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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Exposing the Car Insurance Quote Mystery</title>
		<link>http://www.insurancesphere.com/insurance-article/auto-insurance/exposing-the-car-insurance-quote-mystery/</link>
		<comments>http://www.insurancesphere.com/insurance-article/auto-insurance/exposing-the-car-insurance-quote-mystery/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 20:27:58 +0000</pubDate>
		<dc:creator>insurancesphere</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[coverage]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurancesphere]]></category>
		<category><![CDATA[quotes]]></category>

		<guid isPermaLink="false">http://www.insurancesphere.com/?p=134</guid>
		<description><![CDATA[<p>Congratulations, you have just purchased the car of your dreams; you worked a great deal, now it is time to insure it.  Car insurance is mandatory in all states, and must be maintained throughout ownership.  Insurance quotes can vary from&#8230;</p>


Related posts:<ol><li><a href='http://www.insurancesphere.com/insurance-article/life-insurance/save-money-by-getting-a-term-life-insurance-quote-online/' rel='bookmark' title='Permanent Link: Save Money By Getting A Term Life Insurance Quote Online'>Save Money By Getting A Term Life Insurance Quote Online</a></li><li><a href='http://www.insurancesphere.com/insurance-article/auto-insurance/tips-on-finding-the-best-car-insurance-in-a-tough-economy/' rel='bookmark' title='Permanent Link: Tips on Finding the Best Car Insurance in a Tough Economy'>Tips on Finding the Best Car Insurance in a Tough Economy</a></li><li><a href='http://www.insurancesphere.com/insurance-article/auto-insurance/look-for-the-cheap-car-insurance-company-information/' rel='bookmark' title='Permanent Link: Look For The Cheap Car Insurance Company Information'>Look For The Cheap Car Insurance Company Information</a></li></ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance Glossary of Terms</title>
		<link>http://www.insurancesphere.com/tips/insurance-glossary-of-terms/</link>
		<comments>http://www.insurancesphere.com/tips/insurance-glossary-of-terms/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 20:27:12 +0000</pubDate>
		<dc:creator>insurancesphere</dc:creator>
				<category><![CDATA[tips]]></category>
		<category><![CDATA[Assured]]></category>
		<category><![CDATA[Benefit]]></category>
		<category><![CDATA[Bid Price]]></category>
		<category><![CDATA[Bonus]]></category>
		<category><![CDATA[Convertible Term Assurance]]></category>
		<category><![CDATA[Insurance Glossary of Terms]]></category>

		<guid isPermaLink="false">http://www.insurancesphere.com/?p=133</guid>
		<description><![CDATA[<p>Assured &#8211; Those insured under the terms of an insurance policy.</p>
<p>Benefit &#8211; The money paid to the policyholder when a claim is made.</p>
<p>Bid Price &#8211; The selling price or cash-in value of your unit holdings.</p>
<p>Bonus &#8211; Relates to a with-profits&#8230;</p>


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		</item>
		<item>
		<title>Save Money By Getting A Term Life Insurance Quote Online</title>
		<link>http://www.insurancesphere.com/insurance-article/life-insurance/save-money-by-getting-a-term-life-insurance-quote-online/</link>
		<comments>http://www.insurancesphere.com/insurance-article/life-insurance/save-money-by-getting-a-term-life-insurance-quote-online/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 20:26:35 +0000</pubDate>
		<dc:creator>insurancesphere</dc:creator>
				<category><![CDATA[life insurance]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://www.insurancesphere.com/?p=132</guid>
		<description><![CDATA[<p>When deciding or choosing what life insurance is best for you, you can avoid feeling pressured into a policy by searching for a term life insurance quote online. The service is terrific and it can be a fast turnaround because&#8230;</p>


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